Long Term Care Authorities
While Long Term Care insurance is available to adults of nearly any age, timing is key to maximizing its value. Purchasing too early could mean paying premiums for many years, with potential increases over time. Waiting until you’re much older, however, can result in significantly higher costs.
The ideal age range to buy Long Term Care insurance is between 55 and 70. For couples purchasing a shared policy, this guideline typically applies to the older spouse.